Is Poor Credit Getting in the way of the Cash You Need?

If your poor credit rating is keeping you from getting the cash you need, you do have options. Individuals with poor credit histories or no credit histories are often turned down for conventional loans and low-interest rate credit cards. Often, they are lured into a situation with unconventional loans or left to pawn personal items, in order to get cash quickly.

In Delaware, there is another solution – one that is flexible, with a fixed interest rate, and comes with a satisfaction guarantee – a vehicle title loan from Capitol Title Loans. Title loans work differently than other types of loans, especially for those in the middle of financial hardship. Instead of running a credit check, Capitol Title Loans does an appraisal on your lien-free vehicle and grants you a loan based on the value of your car, SUV, motor home, or even motorcycle.

Unlike a pawn situation, you do not have to turn over the vehicle for “safe keeping” while you are repaying the loan. Instead, you get to continue to operate your vehicle as you normally do. While the loan is still outstanding, the lender will keep the original title safe and secured, and upon the last payment, you will receive your lien-free vehicle title back.

Most individuals are surprised at how quick and easy the process is to obtain a title loan in Delaware.  A title loan from Capitol Title Loans offers a fixed interest rate for the period of the loan, and no penalty if you pay it off early.

The best part of a title loan? Most of our customers get cash in their hand, the same day they apply for the loan! This is an important part of our service; we understand that unforeseen financial problems and expenditures arise, and how vital it is to our customers to get the cash the need quickly. We make the process as easy as possible, and we value each of our customers. Our mission is to help you through your cash shortage with compassion, precision, and fairness.

After you’ve paid off your loan to us, and we’ve returned your lien-free title, we encourage you to start building your credit history.

While you are building your credit history, you can get the cash you need quickly through a title loan from a lender that doesn’t run a credit check. If you need cash today, apply now, and in just a few hours, you can get the money you need.